SAVE has ended; affected borrowers must select another repayment plan, and new repayment options are available.

MOHELA says a court order ended the Saving on a Valuable Education (SAVE) Plan on March 10, 2026. Borrowers enrolled in SAVE or with pending SAVE applications must select another plan. MOHELA says it sent notices from July through September advising borrowers to choose within 90 days of their notice; a final reminder will follow. Enrolled borrowers who do not choose will be placed in the Standard or Tiered Standard plan, depending on disbursement dates; pending applicants may return to their prior plan.

MOHELA says the Repayment Assistance Plan and Tiered Standard Plan became available July 1, 2026. It also says the autopay interest-rate reduction increased from 0.25 to 1 percentage point on July 1, 2026, through June 30, 2028; enrollment is due by 11:59 p.m. ET on December 31, 2026.

Source: MOHELA SAVE FAQ and notices.