Chase Sapphire Preferred offers 75,000 bonus points after $5,000 in purchases in the first 3 months; the annual fee is $95.

The bonus requires $5,000 in qualifying purchases within three months of account opening, so the points come with a substantial spending requirement and an annual fee. Returns reduce qualifying purchases; balance transfers, cash advances, interest and fees do not count.

The card is unavailable to someone who currently has it open. Chase says the bonus may be unavailable to former cardholders or previous recipients of this card’s bonus, and it may consider the number of cards opened and closed. The account must be open and not in default when the bonus is fulfilled. Chase does not state an end date for this public bonus in the offer details reviewed.

Sources: Chase offer and bonus details and pricing terms.